Property insurance in Bulgaria

Property insurance in Bulgaria is voluntary. You would have one insurance policy for the building and separate policy to cover the contents of your property in Bulgaria. The building insurance covers risks such as fire, flooding, earthquake, vandalism, etc. and the content insurance covers theft in addition to the above. It is necessary to present the deeds of the property and list of the items to be included in the insurance. The building insurance would also cover fixings in the property such as kitchen and bathroom equipment, etc.

The contents insurance only covers movable property which is included in a list with serial numbers or identified by other means. Computers, TVs, stereo, DVDs can be included and personal belongings such as clothes for example are not covered.